Financing in Everett, WA



90 Days Payment Option!
Finance Wheels and Tires with our No Credit Needed Program:

It’s Fast and Easy, Get Approved Online in Seconds! Bad Credit, No Credit? OK.
Apply Now and get Instant Approval!!
You own in 12 months or less. Payments match your payday.

Here are the Requirements: 

** Must have an open CHECKING ACCOUNT (Not Prepaid acc.) that has been active for the last three months
  • No NSFs or excessive overdrafts within the last 30 days
  • Must show at least $1000 deposited a month & have at least FIVE transactions to be considered active
  • No PREPAID Checking Accounts, must have Regular Checking Account that has been active for the last THREE months
  • Must be employed for the past SIX months at the same job (No temp service)
  • Must have a gross income of more than $1,000 per month
  • Self Employed – Welcome
                                                                           
                                                                                                                  


After you submit the application, you will receive one of the following responses immediately :
1.  Approved – If approved, no further documentations are needed. If you need more $, please let us know so we can increase you credit line. 

2.  Declined - You will be asked to provide 90 days full bank statement up to today’s date with voided check to verify your application by Progressive. Please check your email because that is how they will notify you as to what documents are still required. 

If you have any questions, please give us call at 425-322-4640
 
FAQ:
NO CREDIT CHECK FINANCING


How can I be approved for No Credit Check Financing?
Credit approvals are based on two factors:
  1. You must be employed for at least 6 months with a gross income of $1,000 a month
  2. You must have an open, active bank account established for at least 3 months with NO returned checks or NSF fees, Over Draft within the last 30 days.
What is the interest rate/payment?
Since this is a lease/purchase program- there is no interest rate. Lease payments are 15% of the invoice per month.
Example: $1,000 invoice = $150/mo payment.

How long is the lease agreement?
All lease/purchase agreements are 12 months.
 
Are there any buyout options?
Progressive Finance offers early buyout options to customers who wish to own the merchandise outright before the 12 month term is up. There are two buyout options:
  1. 90 Days same as cash - You pay only the invoice amount and a $40 processing fee within 90 days of the delivery date.
  2. 65% buyout option - If you wish to own the merchandise outright after 90 days, you may purchase it at 65% of the balance left on your account. For example: After six months, you wish to purchase your bedding outright and the balance on your agreement is $500. The 65% buyout option will allow you to buy the merchandise for $325.
What is Minimum & Maximum Finance amount?
  1. Minimum amount is $150
  2. Maximum amount is $3,300
What documents are needed for the approval process?
The following documents MAY be required for an approval:
  1. Bank Statement from the last 90 days
  2. Photo ID
  3. Voided Personal Check
  4. If Self Employed – Simply Provide the last Three months of bank statement
  5. Other Types of Income statement might be required by progressive – Retirement / SS / VA / Long Term Disability
How to process after submitted application?
You will receive one of following responses :
  1. Approved – If approved, no further documentation is needed.
  2. Denied- If you receive a “Denied”, please give us call at 425-322-4640.
Once you receive final approval,
You can give United Tire & Wheels call at 425-322-4640

 

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