Snap Finance
SNAP! Finance
No Credit Financing
If you're looking for an affordable way to pay for your next tire or wheel purchase, apply for SNAP! Finance. It's the easy way to shop for tires when you're on a budget. Make small payments over time - there's no credit needed to be eligible with Snap! Finance.
How Does Snap! Finance Work?
Here's how it works:
- Apply: Submit your application to start the process
- Get Approved: Receive up to $3,000
- Shop: Get what you need at a United Tire and Wheels
There aren't any hoops to jump through, and you don't need an established credit history to be eligible for financing.
Do I Qualify for Financing?
To qualify for financing, you must:
- Be 18 years or older
- Have an active checking account
- Steady income of at least $1,000 month
Approval is fast. In short time, you'll know what you're approved for and be able to take your purchase out the door. Come into United Tire and Wheels today, or apply online now.
SNAP! Finance Frequently Asked Questions
What are the requirements to apply for a lease?
- 18 years or older
- Active checking account
- Steady income of at least $1,000 month
How much do I have to pay today/Is there a down payment?
Only the $39 processing fee is due today, then your payment plan will begin on the schedule that you set.
What is my spending limit?
You can be approved for an amount up to $3,000.
How is a lease different than a loan?
Snap offers lease-purchase agreements, meaning there are no interest rates or APRs attached. Lease fees are based on a combination of Snap Finance's proprietary underwriting process and customer-provided information. We also offer our 100-day cash payoff which includes no lease fees and only the cash price of the merchandise plus initial processing fee, which is an average of $39. Your payment schedule will be set for 12 months with withdrawals scheduled at the same frequency as your paydays.
Is there an interest rate associated with the lease?
No. Instead, there will be a rental fee for the lease which will be included in each payment. These fees will be waived if the total amount is paid within 100 days.
If I don’t have a job, can I still apply for a lease?
Yes. As long as you have an alternate form of income from Social Security, retirement, pension, etc. equaling at least $1,000 per month.
Can I pay off my lease before the 12 months?
Yes! Snap offers a 100-day cash buyout plan. You are also always welcome to buyout your lease before the 12 months and enjoy discounted rental fees.
How long is the lease?
12 months.
How do the payments work?
Each payment will be deducted directly from the account which you provide at the beginning of your lease. Deductions will be scheduled for the day following your regular payday.
If I am denied, can I reapply?
Yes. We encourage you to continue applying for financing from Snap.
How quickly are customers approved?
Within seconds of submitting their online application.
How do the payments work?
Each payment will be deducted directly from the account which you provide at the beginning of your lease. Deductions will be scheduled for the day following your regular payday.In the event that agreed payment dates are surpassed, late payments will include the standard NSF fee ($25) plus an additional fee beginning at $5.
If a customer does not use all of his or her approval amount, can they use that amount at a later date?
Yes.
